Restart loan

Restart loans are mortgages for people who need to consolidate all their loans so as to reduce monthly payments. We can also help people with poor credit ratings.

If this could be a solution for you, fill in the application form here

Have you ended up in a situation where you find it hard to keep track of and pay your bills?
If you have multiple consumer loans, overdue payments or defaults on loans, we can refinance/consolidate your loans, secured on property.

Our Restart loans give you the opportunity to consolidate all your debts into one loan, so you have the chance to reduce your monthly expenses.

The amount you can borrow depends on your finances and the value of your home.

The requirements are:

  • A maximum of 85% of the property's value (including any joint debt). If you can provide additional security, we will evaluate whether you can borrow based on this.
  • A maximum of 5 times income
  • An eTakst valuation or valuation from an estate agent
  • A complete debt overview of all creditors, including names, account numbers and amounts.
  • Your last three payslips and tax return for you and any co-applicants. This can be downloaded from


Any questions? Feel free to call us for an obligation-free chat on +47 479 07 327 between 10am and 3pm weekdays, or e-mail us at post [at]